Consumer Tips

Putting Your Tax Refund to Work

- January 25, 2010
When you do receive your refund and your tax rebate, CCCS suggests putting the money to good use. "Tax refunds provide a great opportunity for consumers to take control of their finances," said Boas. "If used wisely, they can help eliminate debt, serve as the foundation for a college education, or help fund the dream of homeownership." Here are some ways to give your tax refund a purpose.

Do I Need A Debt Management Plan?

- January 14, 2010
For consumers struggling with debt, a Debt Management Plan (DMP) can provide the step-by-step plan to help get them back on sound financial ground.

CCCS of Greater Atlanta to Offer Free Reverse Mortgage Counseling

- January 12, 2010
Beginning immediately, Consumer Credit Counseling Service (CCCS) of Greater Atlanta will offer free reverse mortgage counseling sessions nationwide. A reverse mortgage (also called a home equity conversion mortgage, or HECM) is a loan that allows a homeowner to convert the equity in their home into tax-free income without having to sell the home, give up the title, or take on a new or additional monthly payment.

Don't Make These Common Credit Card Mistakes

- January 07, 2010
Credit cards are almost a necessity these days, but it is important to remember that the responsible use of credit cards has a significant impact on your credit score and your ability to get favorable rates when securing a loan for a home or automobile. Consumer Credit Counseling Service (CCCS) of Greater Atlanta shares five common credit card mistakes consumers make.

Eliminate Credit Card Debt in 2010

- December 30, 2009
Another new year is on the horizon and many of us are already thinking about the positive changes we want to make in our lives in 2010. Topping the list of resolutions for many consumers will be paying off credit cards and getting out of debt.